Frequently Asked Questions
🔹 General FAQs
Yes. You can apply for any loan online through our website by filling out the Apply Now form. Our team will verify your details and contact you for further processing.
Your data is 100% secure with us. We use strict encryption and privacy standards to protect all customer information.
Loan approval usually takes 10 Days to 15 Days depending on the type of loan, verification, and documents submitted.
In most cases, no branch visit is required. The process is completely online, but in certain cases (like property loans), physical verification may be needed.
Subharti Business Solutions Pvt. Ltd. Company is a trusted financial service provider offering a wide range of loans, including personal, business, education, gold, MSME, agriculture, and more.
Salaried employees, self-employed professionals, business owners, farmers, and women entrepreneurs can apply, subject to eligibility criteria.
You can apply online through our website, by filling out the Apply Now form, or by visiting our nearest branch/office.
Most loans are approved within 24–72 hours or with 10 Days depending on document verification and eligibility.
Generally, you will need identity proof, address proof, income proof, bank statements, and photographs. Specific loans may require additional documents.
Yes. We follow strict security measures to protect customer data and privacy.
🔹 Loan-Specific FAQs
Loan amounts vary based on loan type, income, business turnover, and eligibility. For example, personal loans may go up to ₹25 Lakhs, business loans up to ₹5 Crores, and gold loans depend on the gold value.
Not all loans require collateral. Personal, education, medical, and consumer durable loans are unsecured. Loans like LAP (Loan Against Property), Gold Loan, and Business Loans against assets are secured.
Yes, Subharti Business Solutions Pvt. Ltd. offers exclusive loan schemes for women entrepreneurs with lower interest rates and easier repayment terms.
Missing EMIs may attract late payment charges and affect your credit score. We recommend contacting us in advance to restructure EMIs if needed.
Yes, most loans can be prepaid or foreclosed. Some may have nominal charges depending on the loan type and tenure.
Yes, we facilitate MSME, Agriculture, and Startup loans under government-supported schemes where applicable.
🔹 Support FAQs
You can track your loan application status through our website, customer care, or by visiting our office.
You can reach us via phone, email, WhatsApp, or visit the Contact Us section on our website.
Absolutely! Our financial experts will guide you in choosing the right loan based on your needs and eligibility.