Overview

Loan Against Property (LAP) allows you to mortgage your residential, commercial, or industrial property to avail funds for business expansion, education, medical expenses, or any other personal need. With attractive interest rates and flexible tenure, it is one of the most affordable secured loan options.

Rate of Interest

Our Loan Against Property comes with highly competitive rates:

• Interest Rate: 5% – 12% (depending on profile & property)
• Tenure: Up to 15 years
• Loan Amount: Up to 70% of property value

Documents Required

• Identity Proof (Aadhar Card, PAN Card)
• Address Proof (Utility Bill, Passport)
• Income Proof (ITR, Salary Slips, Bank Statement)
• Property Documents (Title Deed, NOC)
• Photographs

Eligibility Criteria

• Minimum age: 21 years
• Salaried or self-employed individuals
• Clear property ownership
• Steady income source