Overview

Your gold is more than just jewelry — it’s financial security. With our Gold Loan, you can unlock the value of your ornaments to meet urgent needs such as education, medical expenses, business growth, or personal requirements. We ensure quick approvals, minimal paperwork, and complete safety of your pledged gold, giving you peace of mind along with instant funds.

Key Benefits

• • Fast Disbursal – Get funds within hours against your gold
• • Attractive Interest Rates – Lower compared to unsecured loans
• • Flexible Repayment – Choice of EMIs, bullet repayment, or overdraft facility
• • High Loan Value – Based on purity and market price of gold
• • Safe & Secure – Gold stored in highly secure vaults until repayment

Rate of Interest

Our Gold Loan comes with highly competitive rates:

• Interest Rate: 6% – 14% (depending on loan tenure & gold purity)
• Tenure: Up to 3 years
• Loan Amount: Up to 75% of gold value

Documents Required

• Identity proof (Aadhaar / PAN / Passport / Voter ID)
• Address proof
• Recent photographs

Eligibility Criteria

• Any individual aged 18–65 years
• Gold jewelry or coins (as per policy) can be pledged
• No income proof required for smaller ticket sizes