Overview

A Gold Loan is a secured loan where you pledge your gold ornaments or jewellery as collateral to access funds quickly. It is one of the fastest and most convenient ways to meet your financial needs without selling your gold assets.

Rate of Interest

Our Gold Loan comes with highly competitive rates:

• Interest Rate: 6% – 14% (depending on loan tenure & gold purity)
• Tenure: Up to 3 years
• Loan Amount: Up to 75% of gold value

Documents Required

• Identity Proof (Aadhar, PAN, Voter ID)
• Address Proof (Utility Bill, Passport, Driving License)
• 2 Passport-size Photographs
• Gold to be pledged (ornaments, jewellery)

Eligibility Criteria

• Applicant must be 18 years or above
• Owner of the gold ornaments/jewellery
• Salaried, self-employed, or farmer
• Steady source of repayment